With community partners and donors, we build and provide pathways to affordable home mortgages, especially because the median home price in Powhatan is $440,000. To afford a traditional mortgage, a family would need to put $15k down and make at least $110,000. 

Habitat instead provides an affordable mortgage to our partner families that does not exceed 30 percent of their monthly income.  Getting on the property ownership ladder enables households to find stability and create generational wealth for brighter futures.

Homeownership applications for 2025 have not yet opened. For more information about  program and its parameters,  attend our next Pathways to Homeownership informational sessions either Feb. 15 or March 8. Please email hfh.powhatan@gmail.com.​​

If you would like to help offset our building cost, please donate here.